# Proposals **URL:** https://gov.goldfinch.finance/c/proposals/7.md [Latest](https://gov.goldfinch.finance/latest.md) · [Categories](https://gov.goldfinch.finance/categories.md) · [Tags](https://gov.goldfinch.finance/tags.md) --- ## [READ FIRST: Proposal template with sample](https://gov.goldfinch.finance/t/read-first-proposal-template-with-sample/43)
**Author:** [@Goldfinch-Foundation](https://gov.goldfinch.finance/u/Goldfinch-Foundation)\ **Replies:** 1\ **Last updated:** [May 16, 2023, 5:29pm UTC](https://gov.goldfinch.finance/t/read-first-proposal-template-with-sample/43 "2023-05-16T17:29:37Z")
Follow this template before writing your own proposal. Scroll down to see a \[fake\] sample proposal. For the complete Governance Guide, see here. Proposal Template Authors : \[Forum name/First name\] Summary : \[2 - 3 sen… --- ## [About the Proposals category](https://gov.goldfinch.finance/t/about-the-proposals-category/15)
**Author:** [@Goldfinch-Foundation](https://gov.goldfinch.finance/u/Goldfinch-Foundation)\ **Replies:** 1\ **Last updated:** [December 18, 2022, 2:43pm UTC](https://gov.goldfinch.finance/t/about-the-proposals-category/15 "2022-12-18T14:43:01Z")
A space for discussions and debates on existing proposals. --- ## [GIP-87: Maintenance Mode of Goldfinch Operations and Wind-Down Goldfinch Prime](https://gov.goldfinch.finance/t/gip-87-maintenance-mode-of-goldfinch-operations-and-wind-down-goldfinch-prime/2202)
**Author:** [@mikesall](https://gov.goldfinch.finance/u/mikesall)\ **Replies:** 11\ **Last updated:** [July 7, 2026, 10:10pm UTC](https://gov.goldfinch.finance/t/gip-87-maintenance-mode-of-goldfinch-operations-and-wind-down-goldfinch-prime/2202 "2026-07-07T22:10:21Z")
Authors: @mikesall @blakewest Summary After reviewing the current status of Goldfinch Prime, legacy borrower pool recoveries, ongoing operational requirements, and available resources, we believe the best path forward i… --- ## [GIP-86: Legal Reserve Increase](https://gov.goldfinch.finance/t/gip-86-legal-reserve-increase/2189)
**Author:** [@mikesall](https://gov.goldfinch.finance/u/mikesall)\ **Replies:** 3\ **Last updated:** [February 6, 2026, 9:22am UTC](https://gov.goldfinch.finance/t/gip-86-legal-reserve-increase/2189 "2026-02-06T09:22:21Z")
Summary This proposal requests an additional $150,000 to the Goldfinch Foundation’s legal reserve to complete work related to resolving remaining legacy loans. Motivation The Foundation has continued to make progress on… --- ## [GIP-85: Goldfinch Hack Response](https://gov.goldfinch.finance/t/gip-85-goldfinch-hack-response/2183)
**Author:** [@blakewest](https://gov.goldfinch.finance/u/blakewest)\ **Replies:** 9\ **Last updated:** [December 12, 2025, 4:09am UTC](https://gov.goldfinch.finance/t/gip-85-goldfinch-hack-response/2183 "2025-12-12T04:09:44Z")
Authors : Blake West Summary : On Dec. 2nd, anonymous hackers exploited a 5-year old test Goldfinch contract, which resulted in a loss of $330k USDC. We propose to use $250k out of the remaining Bug Bounty budget to co… --- ## [GIP-84: Distribute GIP-67 allocation as GFI](https://gov.goldfinch.finance/t/gip-84-distribute-gip-67-allocation-as-gfi/2178)
**Author:** [@RP2743](https://gov.goldfinch.finance/u/RP2743)\ **Replies:** 2\ **Last updated:** [November 14, 2025, 4:09am UTC](https://gov.goldfinch.finance/t/gip-84-distribute-gip-67-allocation-as-gfi/2178 "2025-11-14T04:09:28Z")
Summary Distribute the GIP-67 allocation as GFI rather than as USDC Motivation&Specifications GIP-67 specified that allocation should be distributed as USDC. However, this is more difficult and requires time for the F… --- ## [GIP-81: Add community management multisig back to Governance Council](https://gov.goldfinch.finance/t/gip-81-add-community-management-multisig-back-to-governance-council/2168)
**Author:** [@mikesall](https://gov.goldfinch.finance/u/mikesall)\ **Replies:** 3\ **Last updated:** [August 27, 2025, 4:17pm UTC](https://gov.goldfinch.finance/t/gip-81-add-community-management-multisig-back-to-governance-council/2168 "2025-08-27T16:17:59Z")
Summary The Community management multisig referenced in the prior GIP-80 actually continues to serve a useful role. This proposal adds it back to the Governance Council and it makes it a 6-of-12 multisig instead of 6-of-… --- ## [GIP-82: Foundation True-Up & Legal Reserve](https://gov.goldfinch.finance/t/gip-82-foundation-true-up-legal-reserve/2169)
**Author:** [@mikesall](https://gov.goldfinch.finance/u/mikesall)\ **Replies:** 4\ **Last updated:** [August 27, 2025, 4:14pm UTC](https://gov.goldfinch.finance/t/gip-82-foundation-true-up-legal-reserve/2169 "2025-08-27T16:14:56Z")
Summary Reimburse the Foundation for $268,000 USDC of already-incurred operating/marketing/legal expenses not covered by GIP-77, and approve a $200,000 USDC legal reserve to handle ongoing default-related legal actions. … --- ## [GIP-83: Annual Foundation Budget](https://gov.goldfinch.finance/t/gip-83-annual-foundation-budget/2170)
**Author:** [@mikesall](https://gov.goldfinch.finance/u/mikesall)\ **Replies:** 4\ **Last updated:** [August 27, 2025, 4:12pm UTC](https://gov.goldfinch.finance/t/gip-83-annual-foundation-budget/2170 "2025-08-27T16:12:43Z")
Summary Approve an ongoing annual Foundation budget of $400K USDC + 200K GFI, which includes an expansion in market making. Also approve an additional $70K USDC + 100K GFI in returnable market-making liquidity. Motivati… --- ## [Project Progress Tracking Platform for Goldfinch](https://gov.goldfinch.finance/t/project-progress-tracking-platform-for-goldfinch/2164)
**Author:** [@BuildUnion](https://gov.goldfinch.finance/u/BuildUnion)\ **Replies:** 0\ **Last updated:** [August 14, 2025, 1:56pm UTC](https://gov.goldfinch.finance/t/project-progress-tracking-platform-for-goldfinch/2164 "2025-08-14T13:56:31Z")
Authors : \[Build Union\] Track spending, project impact, and deliverables — all in one place, with full transparency and real-time insights. TL;DR We propose building a Project Progress Tracking Dashboard for Goldfinch… --- ## [GIP-77: Legal, Operational, and Marketing Budget](https://gov.goldfinch.finance/t/gip-77-legal-operational-and-marketing-budget/2090)
**Author:** [@mikesall](https://gov.goldfinch.finance/u/mikesall)\ **Replies:** 10\ **Last updated:** [April 21, 2025, 6:36am UTC](https://gov.goldfinch.finance/t/gip-77-legal-operational-and-marketing-budget/2090 "2025-04-21T06:36:54Z")
Authors : @mikesall Summary This proposal seeks to approve an additional $500,000 in USDC from the Goldfinch community treasury to cover legal, operational, and marketing expenses. Motivation and Specification There ar… --- ## [GIP-78: Community Management Cohort – 2-Year Mandate (April 2025 – April 2027)](https://gov.goldfinch.finance/t/gip-78-community-management-cohort-2-year-mandate-april-2025-april-2027/2113)
**Author:** [@RP2743](https://gov.goldfinch.finance/u/RP2743)\ **Replies:** 14\ **Last updated:** [April 6, 2025, 11:55am UTC](https://gov.goldfinch.finance/t/gip-78-community-management-cohort-2-year-mandate-april-2025-april-2027/2113 "2025-04-06T11:55:05Z")
Authors: @RP2743 Summary This proposal outlines the continuation of the Goldfinch Community Management team with a renewed mandate and updated structure. It requests funding from the community treasury to support commu… --- ## [GIP-79 Add two new market makers](https://gov.goldfinch.finance/t/gip-79-add-two-new-market-makers/2115)
**Author:** [@mikesall](https://gov.goldfinch.finance/u/mikesall)\ **Replies:** 9\ **Last updated:** [April 6, 2025, 1:01pm UTC](https://gov.goldfinch.finance/t/gip-79-add-two-new-market-makers/2115 "2025-04-06T13:01:13Z")
Summary This proposal seeks community approval to engage two additional market makers to support GFI token liquidity across three centralized exchanges over a 12-month period. The goal is to enhance market liquidity, fac… --- ## [GIP-80 Update Governance Council](https://gov.goldfinch.finance/t/gip-80-update-governance-council/2116)
**Author:** [@mikesall](https://gov.goldfinch.finance/u/mikesall)\ **Replies:** 5\ **Last updated:** [April 6, 2025, 11:23am UTC](https://gov.goldfinch.finance/t/gip-80-update-governance-council/2116 "2025-04-06T11:23:56Z")
Summary This proposal recommends updating the composition of the Goldfinch Governance Council by replacing three existing members with new community-aligned representatives. Specifically, it removes two borrower-affiliat… --- ## [GIP-67: New Proposal for Using GFI to Help With Principal Loss](https://gov.goldfinch.finance/t/gip-67-new-proposal-for-using-gfi-to-help-with-principal-loss/2010)
**Author:** [@ixens](https://gov.goldfinch.finance/u/ixens)\ **Replies:** 26\ **Last updated:** [January 9, 2025, 5:51pm UTC](https://gov.goldfinch.finance/t/gip-67-new-proposal-for-using-gfi-to-help-with-principal-loss/2010 "2025-01-09T17:51:29Z")
Summary GIP-62 and 63 both failed when voted on. However, it was one of the closest votes we’ve seen in Goldfinch history. Also, there continues to be much discussion within the community about helping backers of LendEas… --- ## [GIP-76: Launching a New Institutional-Grade Private Credit Offering on Goldfinch](https://gov.goldfinch.finance/t/gip-76-launching-a-new-institutional-grade-private-credit-offering-on-goldfinch/2068)
**Author:** [@mikesall](https://gov.goldfinch.finance/u/mikesall)\ **Replies:** 6\ **Last updated:** [December 18, 2024, 2:39pm UTC](https://gov.goldfinch.finance/t/gip-76-launching-a-new-institutional-grade-private-credit-offering-on-goldfinch/2068 "2024-12-18T14:39:05Z")
Authors: @mikesall and @blakewest Summary This proposal seeks to launch a new institutional-grade private credit offering on the Goldfinch protocol. The pool will allow users to deposit USDC and earn interest derived fr… --- ## [GIP-75: Velar Technologies Market Making Renewal](https://gov.goldfinch.finance/t/gip-75-velar-technologies-market-making-renewal/2063)
**Author:** [@vtech](https://gov.goldfinch.finance/u/vtech)\ **Replies:** 6\ **Last updated:** [November 27, 2024, 3:25am UTC](https://gov.goldfinch.finance/t/gip-75-velar-technologies-market-making-renewal/2063 "2024-11-27T03:25:43Z")
Velar Technologies - Market Making Renewal Proposal Authors: Velar Technologies (Storm King Trading - US Entity) Summary : This proposal outlines an agreement for market making services, to be provided by Velar Technol… --- ## [GIP-74: Retain Gavin / Solmonese to help manage the legacy Goldfinch-tokenized loans](https://gov.goldfinch.finance/t/gip-74-retain-gavin-solmonese-to-help-manage-the-legacy-goldfinch-tokenized-loans/2049)
**Author:** [@Obinna](https://gov.goldfinch.finance/u/Obinna)\ **Replies:** 17\ **Last updated:** [November 1, 2024, 7:55am UTC](https://gov.goldfinch.finance/t/gip-74-retain-gavin-solmonese-to-help-manage-the-legacy-goldfinch-tokenized-loans/2049 "2024-11-01T07:55:26Z")
Author : @Obinna Summary To help manage risk for all Goldfinch tokenized loans and investments and to maximize the community’s recovery efforts in the ongoing process with Lend East, I propose that the Goldfinch commu… --- ## [GIP-65: Retain advisor to oversee risk management](https://gov.goldfinch.finance/t/gip-65-retain-advisor-to-oversee-risk-management/2004)
**Author:** [@mikesall](https://gov.goldfinch.finance/u/mikesall)\ **Replies:** 9\ **Last updated:** [October 27, 2024, 6:52am UTC](https://gov.goldfinch.finance/t/gip-65-retain-advisor-to-oversee-risk-management/2004 "2024-10-27T06:52:57Z")
Summary In order to improve risk management and increase preparedness to protect the overall economic interests of our community, we are proposing that the Goldfinch Foundation (i) retain and reimburse the following cons… --- ## [GIP-73: Reduce protocol fees allocated to membership vaults from 50% to 10%](https://gov.goldfinch.finance/t/gip-73-reduce-protocol-fees-allocated-to-membership-vaults-from-50-to-10/2041)
**Author:** [@andrew](https://gov.goldfinch.finance/u/andrew)\ **Replies:** 6\ **Last updated:** [September 21, 2024, 1:57am UTC](https://gov.goldfinch.finance/t/gip-73-reduce-protocol-fees-allocated-to-membership-vaults-from-50-to-10/2041 "2024-09-21T01:57:40Z")
Authors: Andrew Summary: This GIP proposes reducing the percentage of protocol fees allocated to membership vaults from 50% to 10%. Motivation: One of the key reasons to implement membership vaults (per GIP-13) was to … --- ## [Early Backer Rewards](https://gov.goldfinch.finance/t/early-backer-rewards/98)
**Author:** [@Freedom15](https://gov.goldfinch.finance/u/Freedom15)\ **Replies:** 34\ **Last updated:** [August 8, 2024, 6:19am UTC](https://gov.goldfinch.finance/t/early-backer-rewards/98 "2024-08-08T06:19:48Z")
Proposal to increase and make early backer rewards immediate. (Or add ALL early backers including Almavest basket 5 to receive airdrop as flight academy and Senior pool have) Backers funds are locked for 3 years, first … --- ## [GIP-68/69/70/71/72: Multi-Proposal Announcing Goldfinch V3](https://gov.goldfinch.finance/t/gip-68-69-70-71-72-multi-proposal-announcing-goldfinch-v3/2022)
**Author:** [@mikesall](https://gov.goldfinch.finance/u/mikesall)\ **Replies:** 11\ **Last updated:** [July 29, 2024, 10:46pm UTC](https://gov.goldfinch.finance/t/gip-68-69-70-71-72-multi-proposal-announcing-goldfinch-v3/2022 "2024-07-29T22:46:53Z")
Summary We are very excited to announce this Goldfinch V3 proposal! This combines multiple new efforts and improvements that push Goldfinch into the first and second phases of GRC-2 Blueprint for Goldfinch, which was vot… --- ## [GIP-66: New Community Management](https://gov.goldfinch.finance/t/gip-66-new-community-management/2009)
**Author:** [@parallacs](https://gov.goldfinch.finance/u/parallacs)\ **Replies:** 4\ **Last updated:** [July 1, 2024, 3:25pm UTC](https://gov.goldfinch.finance/t/gip-66-new-community-management/2009 "2024-07-01T15:25:21Z")
Authors: parallacs, RP Summary This is the proposal for an ongoing community management team structure outlining their roles, responsibilities and compensation. Below is a detailed description of how we define the memb… --- ## [GIP-64: Unfreeze GFI Backer Rewards](https://gov.goldfinch.finance/t/gip-64-unfreeze-gfi-backer-rewards/1993)
**Author:** [@mikesall](https://gov.goldfinch.finance/u/mikesall)\ **Replies:** 11\ **Last updated:** [June 26, 2024, 1:51pm UTC](https://gov.goldfinch.finance/t/gip-64-unfreeze-gfi-backer-rewards/1993 "2024-06-26T13:51:08Z")
Authors : @mikesall @blakewest Summary We propose “unfreezing” the Backer GFI rewards that are currently blocked for late pools. Motivation The “frozen” Backer GFI rule was originally put in place to help guard against… --- ## [GIP-63: Using GFI to Help With Principal Loss](https://gov.goldfinch.finance/t/gip-63-using-gfi-to-help-with-principal-loss/1987)
**Author:** [@ixens](https://gov.goldfinch.finance/u/ixens)\ **Replies:** 17\ **Last updated:** [June 11, 2024, 6:17am UTC](https://gov.goldfinch.finance/t/gip-63-using-gfi-to-help-with-principal-loss/1987 "2024-06-11T06:17:41Z")
Summary I propose that the Goldfinch community use up to 1.5 million GFI, which can be sold for USDC to reimburse lenders in all existing pools on the Goldfinch protocol. Specifically, 90% of the proceeds should be used … --- ## [GIP-62: Allocate GFI token from treasury for principal loan losses](https://gov.goldfinch.finance/t/gip-62-allocate-gfi-token-from-treasury-for-principal-loan-losses/1965)
**Author:** [@nanojohn](https://gov.goldfinch.finance/u/nanojohn)\ **Replies:** 34\ **Last updated:** [May 10, 2024, 3:35am UTC](https://gov.goldfinch.finance/t/gip-62-allocate-gfi-token-from-treasury-for-principal-loan-losses/1965 "2024-05-10T03:35:27Z")
Authors : nanojohn Summary : Goldfinch should use a portion of its GFI token treasury reserves to raise USDC at current market capital valuations, which will in turn be used as emergency funds to make principal loan pay… --- ## [GIP-61: New Community Management](https://gov.goldfinch.finance/t/gip-61-new-community-management/1953)
**Author:** [@parallacs](https://gov.goldfinch.finance/u/parallacs)\ **Replies:** 6\ **Last updated:** [March 20, 2024, 6:09pm UTC](https://gov.goldfinch.finance/t/gip-61-new-community-management/1953 "2024-03-20T18:09:37Z")
Authors: parallacs, RP Summary This is the proposal for an ongoing community management team structure outlining their roles, responsibilities and compensation. Below is a detailed description of how we define the memb… --- ## [GIP-59: Authorize Warbler to implement onchain solutions to recover funds related to Stratos and Tugende](https://gov.goldfinch.finance/t/gip-59-authorize-warbler-to-implement-onchain-solutions-to-recover-funds-related-to-stratos-and-tugende/1919)
**Author:** [@blakewest](https://gov.goldfinch.finance/u/blakewest)\ **Replies:** 10\ **Last updated:** [January 25, 2024, 3:00pm UTC](https://gov.goldfinch.finance/t/gip-59-authorize-warbler-to-implement-onchain-solutions-to-recover-funds-related-to-stratos-and-tugende/1919 "2024-01-25T15:00:10Z")
Authors : @mikesall @blakewest Summary : Stratos and Tugende are in the midst of negotiating amendments to the offchain loan agreements to recover value for Goldfinch participants. This proposal is to approve Warbler L… --- ## [GIP-60: Introduction of a Community Management multisig into the Goldfinch Council multisig](https://gov.goldfinch.finance/t/gip-60-introduction-of-a-community-management-multisig-into-the-goldfinch-council-multisig/1929)
**Author:** [@RP2743](https://gov.goldfinch.finance/u/RP2743)\ **Replies:** 8\ **Last updated:** [January 25, 2024, 7:43am UTC](https://gov.goldfinch.finance/t/gip-60-introduction-of-a-community-management-multisig-into-the-goldfinch-council-multisig/1929 "2024-01-25T07:43:30Z")
Authors: @RP2743 @parallacs Summary: The Goldfinch community aims to further improve operational efficiency and to increase the speed of Governance procedures by introducing a Community Management multisig into the Gol… --- ## [GIP-58: New Community Management](https://gov.goldfinch.finance/t/gip-58-new-community-management/1908)
**Author:** [@parallacs](https://gov.goldfinch.finance/u/parallacs)\ **Replies:** 7\ **Last updated:** [December 9, 2023, 10:32am UTC](https://gov.goldfinch.finance/t/gip-58-new-community-management/1908 "2023-12-09T10:32:56Z")
Authors: parallacs, RP Summary This is the proposal for an ongoing community management team structure outlining their roles, responsibilities and compensation. Below is a detailed description of how we define the memb… [Next page](https://gov.goldfinch.finance/c/proposals/7.md?page=1)