# Proposals **URL:** https://gov.goldfinch.finance/c/proposals/7.md?page=1 [Latest](https://gov.goldfinch.finance/latest.md) · [Categories](https://gov.goldfinch.finance/categories.md) · [Tags](https://gov.goldfinch.finance/tags.md) **Page:** 2 --- ## [GRC-02: A Blueprint For Goldfinch](https://gov.goldfinch.finance/t/grc-02-a-blueprint-for-goldfinch/1881)
**Author:** [@mikesall](https://gov.goldfinch.finance/u/mikesall)\ **Replies:** 3\ **Last updated:** [December 4, 2023, 4:06pm UTC](https://gov.goldfinch.finance/t/grc-02-a-blueprint-for-goldfinch/1881 "2023-12-04T16:06:28Z")
Authors: @mikesall and @blakewest Summary Goldfinch already provides the foundation for a massive market to flourish — private credit totals $1.4 trillion globally — and there is an incredible opportunity to use the ben… --- ## [GIP-57: Deploy onto Base (Layer 2)](https://gov.goldfinch.finance/t/gip-57-deploy-onto-base-layer-2/1898)
**Author:** [@blakewest](https://gov.goldfinch.finance/u/blakewest)\ **Replies:** 14\ **Last updated:** [December 3, 2023, 4:11pm UTC](https://gov.goldfinch.finance/t/gip-57-deploy-onto-base-layer-2/1898 "2023-12-03T16:11:34Z")
Proposal Template Authors: @blakewest and @greg Summary: We propose deploying an instance of the Goldfinch smart contracts, and eventually the Goldfinch operating system factory, onto the Base L2. Motivation : To ma… --- ## [GIP-56: Separating the Online Presence of the Foundation from the Robo Advisor](https://gov.goldfinch.finance/t/gip-56-separating-the-online-presence-of-the-foundation-from-the-robo-advisor/1897)
**Author:** [@blakewest](https://gov.goldfinch.finance/u/blakewest)\ **Replies:** 10\ **Last updated:** [November 20, 2023, 11:49am UTC](https://gov.goldfinch.finance/t/gip-56-separating-the-online-presence-of-the-foundation-from-the-robo-advisor/1897 "2023-11-20T11:49:46Z")
Proposal Template Authors : @blakewest @mikesall Summary: We propose separating the online real estate for the Goldfinch Foundation from the Warbler Labs branded robo-advisor product. This will mean a dedicated websit… --- ## [GIP-55: Invest in Bootstrapping Growth](https://gov.goldfinch.finance/t/gip-55-invest-in-bootstrapping-growth/1883)
**Author:** [@mikesall](https://gov.goldfinch.finance/u/mikesall)\ **Replies:** 7\ **Last updated:** [November 19, 2023, 6:08pm UTC](https://gov.goldfinch.finance/t/gip-55-invest-in-bootstrapping-growth/1883 "2023-11-19T18:08:12Z")
Authors: @mikesall and @blakewest Summary As a follow up to GRC-02: A Blueprint For Goldfinch, this proposal puts forth the specific changes related to fees as part of the blueprint. Those changes are: New underwritin… --- ## [GIP-54: Blueprint for Goldfinch](https://gov.goldfinch.finance/t/gip-54-blueprint-for-goldfinch/1882)
**Author:** [@mikesall](https://gov.goldfinch.finance/u/mikesall)\ **Replies:** 11\ **Last updated:** [November 19, 2023, 6:07pm UTC](https://gov.goldfinch.finance/t/gip-54-blueprint-for-goldfinch/1882 "2023-11-19T18:07:51Z")
Authors: @mikesall and @blakewest Summary Pursuant to the reasoning outlined in GRC-02: A Blueprint For Goldfinch, we are proposing an overall strategy and approach that we think the Goldfinch community should undertake… --- ## [GIP-53: Operational Efficiency Budget](https://gov.goldfinch.finance/t/gip-53-operational-efficiency-budget/1852)
**Author:** [@RP2743](https://gov.goldfinch.finance/u/RP2743)\ **Replies:** 5\ **Last updated:** [October 6, 2023, 3:04pm UTC](https://gov.goldfinch.finance/t/gip-53-operational-efficiency-budget/1852 "2023-10-06T15:04:38Z")
Authors: @RP2743 Summary: The Goldfinch community aims to improve operational efficiency and to increase the speed of decision making process by reducing the level of engagement from the Governance Council into daily ac… --- ## [GIP-50: Temporarily remove the withdraw cancellation request fee](https://gov.goldfinch.finance/t/gip-50-temporarily-remove-the-withdraw-cancellation-request-fee/1794)
**Author:** [@RP2743](https://gov.goldfinch.finance/u/RP2743)\ **Replies:** 11\ **Last updated:** [October 5, 2023, 7:17pm UTC](https://gov.goldfinch.finance/t/gip-50-temporarily-remove-the-withdraw-cancellation-request-fee/1794 "2023-10-05T19:17:43Z")
Authors : @RP2743 Summary : Goldfinch should allow users to cancel their FIDU withdrawal request with 0% fees for a longer period of 3 months (one quarter) to give users the opportunity to reconsider their withdrawal. M… --- ## [GIP-52: Tugende Response Plan](https://gov.goldfinch.finance/t/gip-52-tugende-response-plan/1841)
**Author:** [@mikesall](https://gov.goldfinch.finance/u/mikesall)\ **Replies:** 25\ **Last updated:** [October 2, 2023, 8:15am UTC](https://gov.goldfinch.finance/t/gip-52-tugende-response-plan/1841 "2023-10-02T08:15:13Z")
Authors: @mikesall and @blakewest Summary In order to address losses incurred by the Tugende loan default, we propose that the community allocate $1M USDC from the protocol’s treasury to directly cover losses. The resul… --- ## [GIP-51: New Community Management](https://gov.goldfinch.finance/t/gip-51-new-community-management/1827)
**Author:** [@parallacs](https://gov.goldfinch.finance/u/parallacs)\ **Replies:** 9\ **Last updated:** [September 15, 2023, 6:34pm UTC](https://gov.goldfinch.finance/t/gip-51-new-community-management/1827 "2023-09-15T18:34:00Z")
Authors: parallacs, RP Summary This is the proposal for an ongoing community management team structure outlining their roles, responsibilities and compensation. Below is a detailed description of how we define the memb… --- ## [GIP-49: Protocol Fee Change for New Pool](https://gov.goldfinch.finance/t/gip-49-protocol-fee-change-for-new-pool/1790)
**Author:** [@Justin-Warbler](https://gov.goldfinch.finance/u/Justin-Warbler)\ **Replies:** 13\ **Last updated:** [June 25, 2023, 6:39pm UTC](https://gov.goldfinch.finance/t/gip-49-protocol-fee-change-for-new-pool/1790 "2023-06-25T18:39:44Z")
Summary This proposal seeks approval to change the protocol fee for an upcoming borrower pool from 10% to 7%. This fee reduction is a requirement from an anchor investor in the pool, which is committing $10MM of capital.… --- ## [GIP-48: New Community Management](https://gov.goldfinch.finance/t/gip-48-new-community-management/1758)
**Author:** [@parallacs](https://gov.goldfinch.finance/u/parallacs)\ **Replies:** 8\ **Last updated:** [May 31, 2023, 4:17pm UTC](https://gov.goldfinch.finance/t/gip-48-new-community-management/1758 "2023-05-31T16:17:31Z")
Authors: parallacs, RP Summary This is the proposal for an ongoing community management team structure outlining their roles, responsibilities and compensation. Below is a detailed description of how we define the memb… --- ## [GIP-47: Discord server security audit](https://gov.goldfinch.finance/t/gip-47-discord-server-security-audit/1748)
**Author:** [@RP2743](https://gov.goldfinch.finance/u/RP2743)\ **Replies:** 13\ **Last updated:** [May 24, 2023, 3:05pm UTC](https://gov.goldfinch.finance/t/gip-47-discord-server-security-audit/1748 "2023-05-24T15:05:12Z")
Authors: RP2743 Summary: Goldfinch aims to further increase Discord server security by reducing the probability of different attacks on community members. For this reason we ask Goldfinch community to approve a transfer… --- ## [GIP-20: Financial reporting through Messari's Protocol Services](https://gov.goldfinch.finance/t/gip-20-financial-reporting-through-messaris-protocol-services/1139)
**Author:** [@JackPurdy\_Messari](https://gov.goldfinch.finance/u/JackPurdy_Messari)\ **Replies:** 22\ **Last updated:** [May 15, 2023, 3:02pm UTC](https://gov.goldfinch.finance/t/gip-20-financial-reporting-through-messaris-protocol-services/1139 "2023-05-15T15:02:06Z")
Authors: Jack Purdy, Messari Summary: Messari becomes a core investor relations arm for Goldfinch providing in-depth financial reporting and research, along with increasing the Goldfinch network’s reach and visibility b… --- ## [Retroactive Senior Pool LP Distribution](https://gov.goldfinch.finance/t/retroactive-senior-pool-lp-distribution/361)
**Author:** [@stuxnet8843](https://gov.goldfinch.finance/u/stuxnet8843)\ **Replies:** 22\ **Last updated:** [January 22, 2022, 11:25pm UTC](https://gov.goldfinch.finance/t/retroactive-senior-pool-lp-distribution/361 "2022-01-22T23:25:28Z")
Author: stuxnet#8843 Summary Goldfinch should also reward the senior pool liquidity providers who withdrew from the pool before December 14th. Motivation Goldfinch is a great project and every supporter of the projec… --- ## [GIP-46: Alphaday - Data Aggregator Dashboard for the Goldfinch Community](https://gov.goldfinch.finance/t/gip-46-alphaday-data-aggregator-dashboard-for-the-goldfinch-community/1731)
**Author:** [@Mike-Alphaday](https://gov.goldfinch.finance/u/Mike-Alphaday)\ **Replies:** 9\ **Last updated:** [May 12, 2023, 11:13am UTC](https://gov.goldfinch.finance/t/gip-46-alphaday-data-aggregator-dashboard-for-the-goldfinch-community/1731 "2023-05-12T11:13:20Z")
Authors : Mike-Alphaday Summary : Alphaday builds crypto experience dashboards for enthusiasts, developers, and projects. Users can drag and drop from hundreds of services, news and social feeds, charts, and dapp funct… --- ## [GIP-43: Reevaluate LP and Backer Rewards](https://gov.goldfinch.finance/t/gip-43-reevaluate-lp-and-backer-rewards/1650)
**Author:** [@mikesall](https://gov.goldfinch.finance/u/mikesall)\ **Replies:** 19\ **Last updated:** [May 11, 2023, 1:14pm UTC](https://gov.goldfinch.finance/t/gip-43-reevaluate-lp-and-backer-rewards/1650 "2023-05-11T13:14:51Z")
Authors: The Warbler Labs team Summary & Background Note to the Community Given GFI’s utility as a governance token and requirement in membership, the community’s input and perspective on how to address the imminent rew… --- ## [GIP-45: Templatize legal agreements for deals](https://gov.goldfinch.finance/t/gip-45-templatize-legal-agreements-for-deals/1685)
**Author:** [@aaron](https://gov.goldfinch.finance/u/aaron)\ **Replies:** 16\ **Last updated:** [May 4, 2023, 6:04pm UTC](https://gov.goldfinch.finance/t/gip-45-templatize-legal-agreements-for-deals/1685 "2023-05-04T18:04:00Z")
Author : aaron Summary : Pay up to 70,200 USDC from the Goldfinch treasury to Reed Smith for a loan agreement template that can be used by borrowers for Goldfinch deals. The template aims to adapt traditional debt mecha… --- ## [GIP-26: Open market FIDU purchases with USDC reserves](https://gov.goldfinch.finance/t/gip-26-open-market-fidu-purchases-with-usdc-reserves/1209)
**Author:** [@nanojohn](https://gov.goldfinch.finance/u/nanojohn)\ **Replies:** 16\ **Last updated:** [April 10, 2023, 7:38pm UTC](https://gov.goldfinch.finance/t/gip-26-open-market-fidu-purchases-with-usdc-reserves/1209 "2023-04-10T19:38:22Z")
Authors : nanojohn Summary : Goldfinch should use a portion of its USDC reserves to purchase FIDU tokens on Curve while they are trading at a discount to NAV. This will have the dual purpose of signaling strength in the… --- ## [GIP-37: New Community Management](https://gov.goldfinch.finance/t/gip-37-new-community-management/1365)
**Author:** [@parallacs](https://gov.goldfinch.finance/u/parallacs)\ **Replies:** 33\ **Last updated:** [April 10, 2023, 7:01pm UTC](https://gov.goldfinch.finance/t/gip-37-new-community-management/1365 "2023-04-10T19:01:45Z")
Authors: parallacs, RP Summary This is the proposal for an ongoing community management team structure outlining their roles, responsibilities and compensation. Below is a detailed description of how we define the memb… --- ## [GIP-13 Tokenomics Update Phase 1: Membership Vaults](https://gov.goldfinch.finance/t/gip-13-tokenomics-update-phase-1-membership-vaults/996)
**Author:** [@blakewest](https://gov.goldfinch.finance/u/blakewest)\ **Replies:** 18\ **Last updated:** [April 9, 2023, 9:12pm UTC](https://gov.goldfinch.finance/t/gip-13-tokenomics-update-phase-1-membership-vaults/996 "2023-04-09T21:12:36Z")
GIP-13 Tokenomics Update Phase 1: Goldfinch Membership Authors: @mikesall, @blakewest, and @alvinh Summary In this phase of the broader Tokenomics V2, we propose the Goldfinch Membership system whereby members can recei… --- ## [GIP-25: Senior Pool Periodic Withdrawal Requests](https://gov.goldfinch.finance/t/gip-25-senior-pool-periodic-withdrawal-requests/1183)
**Author:** [@will](https://gov.goldfinch.finance/u/will)\ **Replies:** 26\ **Last updated:** [April 7, 2023, 9:48pm UTC](https://gov.goldfinch.finance/t/gip-25-senior-pool-periodic-withdrawal-requests/1183 "2023-04-07T21:48:45Z")
Author Will Johnston Summary The Senior Pool’s system of “first come first serve” withdrawals is not serving Senior Pool liquidity providers (LPs) when utilization is high. High utilization has encouraged secondary mar… --- ## [GIP-39: Borrower Pool Improvements](https://gov.goldfinch.finance/t/gip-39-borrower-pool-improvements/1400)
**Author:** [@dalton](https://gov.goldfinch.finance/u/dalton)\ **Replies:** 16\ **Last updated:** [April 6, 2023, 8:02pm UTC](https://gov.goldfinch.finance/t/gip-39-borrower-pool-improvements/1400 "2023-04-06T20:02:44Z")
Authors Dalton Sweeney Summary and Motivation The Warbler Team proposes making three key improvements to the Borrower Pool smart contracts. Which pools it affects: This will only affect net new pools from January 2023… --- ## [GIP-41: Appoint Warbler Labs to act on behalf of the Goldfinch Community in the resolution of Tugende Kenya’s Covenant Breach](https://gov.goldfinch.finance/t/gip-41-appoint-warbler-labs-to-act-on-behalf-of-the-goldfinch-community-in-the-resolution-of-tugende-kenya-s-covenant-breach/1566)
**Author:** [@Obinna](https://gov.goldfinch.finance/u/Obinna)\ **Replies:** 47\ **Last updated:** [April 6, 2023, 5:45pm UTC](https://gov.goldfinch.finance/t/gip-41-appoint-warbler-labs-to-act-on-behalf-of-the-goldfinch-community-in-the-resolution-of-tugende-kenya-s-covenant-breach/1566 "2023-04-06T17:45:41Z")
Authors: @Obinna and @SEyob Summary Tugende Kenya is in breach of two of their financial covenants - their Loan-to-Value covenant and their Tangible Net Worth to Total Assets covenant. Tugende has NOT missed any payme… --- ## [GIP-40: 15 days cool-down period](https://gov.goldfinch.finance/t/gip-40-15-days-cool-down-period/1464)
**Author:** [@RP2743](https://gov.goldfinch.finance/u/RP2743)\ **Replies:** 49\ **Last updated:** [April 5, 2023, 8:53pm UTC](https://gov.goldfinch.finance/t/gip-40-15-days-cool-down-period/1464 "2023-04-05T20:53:32Z")
Authors: @RP2743 @parallacs Summary: Goldfinch aims to continue to improve the efficiency of the governance process. For this reason we are suggesting to set up a 15 days cool-down period for proposals which don’t meet … --- ## [GIP-36: Budget for community driven activities to reward active participation](https://gov.goldfinch.finance/t/gip-36-budget-for-community-driven-activities-to-reward-active-participation/1360)
**Author:** [@RP2743](https://gov.goldfinch.finance/u/RP2743)\ **Replies:** 8\ **Last updated:** [April 4, 2023, 8:04pm UTC](https://gov.goldfinch.finance/t/gip-36-budget-for-community-driven-activities-to-reward-active-participation/1360 "2023-04-04T20:04:23Z")
Authors: @RP2743, @parallacs Summary: The Goldfinch community is getting more proactive in their desire to initiate and run events that help promote and market Goldfinch. Over the past several months, Goldfinch has host… --- ## [GIP-42: Enable New Pool Type - Callable Loans](https://gov.goldfinch.finance/t/gip-42-enable-new-pool-type-callable-loans/1586)
**Author:** [@aaron](https://gov.goldfinch.finance/u/aaron)\ **Replies:** 24\ **Last updated:** [April 1, 2023, 5:19pm UTC](https://gov.goldfinch.finance/t/gip-42-enable-new-pool-type-callable-loans/1586 "2023-04-01T17:19:39Z")
Authors : @Jake @aaron Summary : The Warbler Labs team proposes bringing a new loan structure to the Goldfinch protocol — a callable loan, which gives Backers the right to “call back” their invested capital. Borrowers a… --- ## [GIP-30 - Bug bounty administration and back pay to Warbler Labs](https://gov.goldfinch.finance/t/gip-30-bug-bounty-administration-and-back-pay-to-warbler-labs/1289)
**Author:** [@blakewest](https://gov.goldfinch.finance/u/blakewest)\ **Replies:** 9\ **Last updated:** [March 31, 2023, 8:35pm UTC](https://gov.goldfinch.finance/t/gip-30-bug-bounty-administration-and-back-pay-to-warbler-labs/1289 "2023-03-31T20:35:00Z")
Author: @blakewest Summary: In September 2021, the Goldfinch Community announced a $500k Bug Bounty Program through Immunefi. This program was always meant to protect the community. We propose that the community author… --- ## [GIP-38: Remove no-cost FIDU to backer NFT swap](https://gov.goldfinch.finance/t/gip-38-remove-no-cost-fidu-to-backer-nft-swap/1396)
**Author:** [@landakram](https://gov.goldfinch.finance/u/landakram)\ **Replies:** 16\ **Last updated:** [March 29, 2023, 6:07pm UTC](https://gov.goldfinch.finance/t/gip-38-remove-no-cost-fidu-to-backer-nft-swap/1396 "2023-03-29T18:07:59Z")
Authors: landakram Summary GIP-03 introduced a way for FIDU holders to move their Senior Pool positions into open backer pools without incurring withdrawal costs (colloquially referred to as “zapping”), given available … --- ## [GIP-44: Temporarily set the withdraw cancellation request fee to 0%](https://gov.goldfinch.finance/t/gip-44-temporarily-set-the-withdraw-cancellation-request-fee-to-0/1673)
**Author:** [@nanojohn](https://gov.goldfinch.finance/u/nanojohn)\ **Replies:** 11\ **Last updated:** [March 25, 2023, 11:30am UTC](https://gov.goldfinch.finance/t/gip-44-temporarily-set-the-withdraw-cancellation-request-fee-to-0/1673 "2023-03-25T11:30:01Z")
Authors : nanojohn Summary : Goldfinch should allow users to cancel their FIDU withdrawal request with 0% fees for a short 28 day window to give users the opportunity to reconsider their withdrawal. Motivation: GIP-25 … --- ## [(Update from GIP-11) Bootstrap GFI Liquidity with Ondo x Frax LaaS Program](https://gov.goldfinch.finance/t/update-from-gip-11-bootstrap-gfi-liquidity-with-ondo-x-frax-laas-program/1005)
**Author:** [@JaredDi](https://gov.goldfinch.finance/u/JaredDi)\ **Replies:** 2\ **Last updated:** [January 31, 2023, 10:24am UTC](https://gov.goldfinch.finance/t/update-from-gip-11-bootstrap-gfi-liquidity-with-ondo-x-frax-laas-program/1005 "2023-01-31T10:24:23Z")
Authors Jared Diamond, Gabriel Bianconi and Alvin Hsia UPDATE FROM GIP-11 Hi All, despite GIP-11 passing, market conditions have led to a change in the quoted terms from FRAX. The APR increased from 5% to 6%. Furthermor… [Previous page](https://gov.goldfinch.finance/c/proposals/7.md) [Next page](https://gov.goldfinch.finance/c/proposals/7.md?page=2)