# GIP-29: Unitranche pools - allow Borrowers to set a 0x Senior Pool leverage ratio to raise funds directly from Backers **URL:** \ **Category:** Proposals\ **Created:** [November 3, 2022, 7:05pm UTC](https://gov.goldfinch.finance/t/gip-29-unitranche-pools-allow-borrowers-to-set-a-0x-senior-pool-leverage-ratio-to-raise-funds-directly-from-backers/1272 "2022-11-03T19:05:21Z")\ **Posts on this page:** 1\ **Showing post:** 15
**Author:** ![RP2743](https://avatars.discourse-cdn.com/v4/letter/r/839c29/32.png) [@RP2743](https://gov.goldfinch.finance/u/RP2743)\ **Post date:** [November 15, 2022, 9:19pm UTC](https://gov.goldfinch.finance/t/gip-29-unitranche-pools-allow-borrowers-to-set-a-0x-senior-pool-leverage-ratio-to-raise-funds-directly-from-backers/1272/15 "2022-11-15T21:19:21Z")
I have my capital locked right now in the SP and I can’t witdraw it either for obvious reasons, but I cannot see a direct link between this proposal and the current issue with SP, which is being resolved now. If this proposal was spinning around a new investment opportunity with SP, I would be happy to agree with you. I would rather have an opportunity to invest some part of my capital into new unitranche pools, enjoying higher APY and waiting for the GIP-25 to go live. Once GIP-25 is live, I’ll use an unlocked capital to participate in membership vaults according to [GIP-27](https://gov.goldfinch.finance/t/gip-27-proposed-changes-to-membership-vaults-for-initial-release/1231) and [GIP-13](https://gov.goldfinch.finance/t/gip-13-tokenomics-update-phase-1-membership-vaults/996/16). However, just to clarify once again - in my opinion my locked senior positions have nothing to do with junior ones. I consider them to be different even in terms of risks. @holl --- _[View the full topic](https://gov.goldfinch.finance/t/gip-29-unitranche-pools-allow-borrowers-to-set-a-0x-senior-pool-leverage-ratio-to-raise-funds-directly-from-backers/1272)._